SVET Credit Score


What Is Credit Score?

Quote (Investopedia): 'A credit score is a number between 300–850 that depicts a consumer's creditworthiness. The higher the score, the better a borrower looks to potential lenders. A credit score is based on credit history: number of open accounts, total levels of debt, and repayment history, and other factors. Lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner'.

Quote (Wiki): 'In the United States, a credit score is a number based on a statistical analysis of a person's credit files, that in theory represents the creditworthiness of that person, which is the likelihood that people will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus: Experian, TransUnion, and Equifax.'

What Is SVET Credit Score?

With the rise of the Decentralized Finance or 'DeFi' (please, find the detailed description here) collateralized loans have been popularized by several leading blockchain platforms.

Quote (Decrypt): 'DeFi loans are one of the fastest-growing sectors in blockchain and cryptocurrency. Holders of assets can lend them to others and earn interest on the loan. Borrowers have to put up collateral above the value of the loan to protect against price fluctuations.'

Together with collateralized loans a new form of loans - unsecured or under-collateralized - are also emerging. This type of loans typically requires a better understanding of borrowers ability to repay a loan from part of a lender. Here's when SVET Credit Score comes into picture.

How To Get SVET Credit Score?

In order to get your credit score you have to subscribe and then to send an email to [email protected] with 'Get SVET Score' and your registration name with in a header:

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If you have further questions, want to contribute to the development of the SvetRating platform or need an investor access to the platform, please, send us an email to [email protected] or join our Groups in Telegram , LinkedIn, Facebook and Twitter.

You also can contact Anatoliy - SVET Credit Score Co-Founder and COO.

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